Congratulations, you have downloaded the YukTakaful Mobile Application.
We suggest that before using the YukTakaful Mobile Application, You need to first read and understand the applicable Privacy Policy in using this Mobile Application.
We recommend before using this Mobile Application, You first read and understand the applicable terms and conditions, as well as Privacy Policy regarding your personal data and information.
This Privacy Policy provides information regarding protection your personal data, and explain how we collect, use, share, as well as the actions We take to maintain security and the confidentiality of your data.
We, PT URUN DANA TAKAFUL highly values and protects your personal data and privacy. For that, please take the time to understand and understand our policies before using our services and services. Please contact us via email to info@yuktakaful.com if you have any questions.
By accessing or using Our Services, you agree on This Policy and on Our Terms and Conditions. If you don't agree with this Policy or Our Terms and Conditions, please don't access or use our Services and Services or other information available here.
- DEFINITION
Every word or term in these Terms and Conditions has the following meanings, unless the word or term is in usage firmly determines otherwise.
1.1. “We”, means that PT. Takaful crowdfunding as the owner and platform manager consisting of Mobile Applications and Sites named YukTakaful.
1.2. “You”, means everyone who downloads, install and use YukTakaful Mobile Application services and services. And or access the YukTakaful Site, then use the services and services that are provided by Us.
1.3. “Service”, means all services, features and information on the Mobile Application and the YukTakaful Site.
1.4. “User”, means everyone is using the service and YukTakaful Mobile Application services and / or those who access and use services and services provided by our site. Unregistered User and Registered User.
1.5. “Unregistered User“, means everyone who is accessing our site and have not registered yet.
1.6. “Registered User”, means everyone who is access and use services and services provided by us, and has registered and has an account on the Mobile Application and Site We.
1.7. “Third party”, means the other party, including but not limited to the bank, multi, peer to peer lending, brokers and insurance service providers, mutual fund selling agent, transfer fund, telecommunication, dll which provides its services in the Mobile Application and Site.
1.8. “Personal information”, means each and every data personal information provided by the User on the Mobile Application and Our Site, including but not limited to full name, place and date of birth, gender, address, identity number, debtor information, family card, Act birth, marriage certificate, Act, proof of ownership, KTP, NPWP, business permit, letter of guarantee, income data, user location, user contact, and documents and other supporting data as requested in the summary account registration as well as in the application summary submission.
1.9. “Content”, means text, data, information, numbers, picture, graphic, photo, audio, video, user name, information, application, link, comment, rating, design, or other material displayed on the Site.
1.10. “Mobile application”, means the YukTakaful mobile application downloaded on Google Playstore or AppStore.
1.11. “Site”, mean www.yuktakaful.com
- LIMITATION AGE
When your age is less than 21 year, so please don't use or access these services and services at all.
We may not know if we collect or possess Personal Information of a person who is less than 21 year. If we find that the Personal Information of a person is less than 21 year, then we will take the necessary steps to cancel account and/or user access to our Services and Services.
- COVERAGE OF MOBILE DATA ACCESS (SMARTPHONE)
We declare to all the user that for the benefit of the service, We do not access data either directly or indirectly directly to the user's smartphone beyond access to Camera, Microphone dan Location (SNACK).
- COLLECTION PERSONAL INFORMATION
We collect Personal Information about you as Users currently using our Mobile Application, refers to the provisions of POJK No.1/POJK.07/2013 concerning Consumer Protection in the Financial Services Sector.
By downloading and using the Mobile Application to using Our Service, then you have given your consent to us collect your personal information.
Important to note: We only collect what we need, and use it for the purposes set out in this Policy and the Terms and Conditions to which you are bound. Personal information what we collect includes the following:
- Name, the place, date of birth, gender and address. We need this for your data as our Partner, including for determining your commission and performance.
- Your mobile number and email address This is part of the account creation process. It is also our way of contacting you with the Policy, Service, Claim, our availability in your area, and communication related news. We may share your mobile number with our service providers who need to coordinate with you.
- Your KTP / ID number, Relationship status , Profession, Department, Insurance Purpose, Your Earning Amount. We need your KTP/ID number and some data to verify your personal data.
- Your payment information (Consists of Account Info and Heirs). This is required to process your payment. Because we work with third parties to process payments, We will limit your information and only related to payment transactions.
- Documents in the form of image files such as your KTP/ID, documents required during the process of submitting insurance closures and insurance claims.
- Your Contacts and Address Book. You can use your contact list to make it easier to create a YukTakaful community or to invite others to join YukTakaful.
- Apps and your device usage statistics. We may collect data from your phone. We will collect data and make it into anonymous statistical patterns that will help us in providing you and all our users with more accurate rates and coverage., and also improve overall performance and experience.
Information about you above, hereinafter referred to as Personal information, which will identify you as a user of the Application Our Mobile. You can provide Personal Information directly (for example, when you register as an Application user) nor collected automatically when you use our Mobile Application.
- USE AND SHARING PERSONAL INFORMATION
By downloading, using the Mobile Application, and enjoy Our Services and Services, then you have given your consent to us use and disclose your personal information. Such personal information too We may convey to Third Parties in terms of processing activities relating to your application for a product or service certain.
And with you have provided Personal Information, mean you understand and agree that you are making submissions for yourself and without any coercion or pressure from any party, and only used for the above interests.
Apart from the above, We also use Information Personal in our capacity as a service provider to you for things as follows :
- Improving the quality of services and information that we convey in the Mobile Application, by using Personal Information as trend data, analysis, research sample, market research, and demographic data.
- Allows us to be able to convey information about the latest product releases, or future services that We will deliver on the Mobile Application.
- Allows Third Parties to contact and assist you when you are interested in a product and express interest by sending us personal information.
- Processing transactions between you and Third Parties on the basis of Third Parties requires Personal Information as verification and decision support data.
We may disclose or disclose your Personal Information as long as legally required, or required to comply with the terms laws and regulations, government institution, or in case it happens dispute, or any form of legal process between you and Us, or related Service, or in an emergency.
- PERSONAL DATA THAT IS NO LONGER NEEDED
We will remove and/or if necessary return your Personal Data and or Relevant Individuals whose uses no longer needed for the framework of the Website and the mobile application of Our Services. User data storage only until with the limit of the insurance coverage policy is still active or within the period coverage.
- MATTER GENERAL, APPLICABLE LAW AND JURISDICTION
We have the right not to continue or change aspects anything from the Service at any time. This policy, along with Terms and our Terms, and other notices we publish on Our Mobile Application must be an agreement between us and you regarding Services and Services. If any provision in this Policy becomes invalid, legal because of a court or other jurisdiction, then it will not result in the validity of other provisions of this Policy, which will remain occurs and is in full force. Nevertheless, This policy should be interpreted as a whole to give the widest effect as long as it is permitted by applicable law, on the understanding of the excluded provisions as determined by a court of competent jurisdiction. This policy is subject to applicable laws in Indonesia.
